Last Updated: February 9, 2026
1. Acceptance of Terms
By accessing the website at http://www.fullspeclending.com ("the Site"), you agree to be bound by these Terms of Service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.
2. Mortgage Brokerage Services
Full Spectrum Lending is a mortgage brokerage. We provide tools for users to research loan programs and submit inquiries. We are not a direct lender; we facilitate the connection between borrowers and various lending institutions. Submitting an inquiry through the Site does not guarantee loan approval or a specific interest rate.
3. SMS/Mobile Messaging Program
By providing your phone number and opting in through our web forms, you agree to receive recurring automated and manual text messages (e.g., SMS and MMS) from Full Spectrum Lending.
Program Description: Messages may include loan status updates, document requests, and appointment reminders.
Message Frequency: Message frequency varies based on your activity and loan status.
Cost: Message and data rates may apply from your mobile carrier.
Support: For help, reply HELP to any message or email [email protected].
Opt-Out: To stop receiving messages, reply STOP to any text message received from us. You will receive one final message confirming your opt-out.
4. Prohibited Uses
You agree not to use the Site to:
Submit false, inaccurate, or misleading financial information.
Attempt to bypass or break the security of the Site or our application portals.
Use any automated system (bots, scrapers) to collect data from the Site.
5. Intellectual Property
The materials contained in this website, including logos, text, and design elements, are protected by applicable copyright and trademark law. You may not reproduce or distribute our content without prior written consent.
6. Limitation of Liability
In no event shall Full Spectrum Lending or its members be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the Site.
7. Dispute Resolution & Governing Law
Any claim relating to Full Spectrum Lending’s website shall be governed by the laws of the State of Texas without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of Montgomery County, Texas.
8. Changes to Terms
Full Spectrum Lending may revise these Terms of Service for its website at any time without notice. By using this website, you are agreeing to be bound by the then-current version of these Terms of Service.
9. Age Restriction The services and content on this website are intended only for users who are 18 years of age or older.
10. Carrier Liability Carriers are not liable for delayed or undelivered messages.
11. Privacy Policy Your use of our services is also governed by our Privacy Policy.